Dear Christian Brothers Employee Benefit Trust Participant:

As consumers of medical products and services, Americans understand that information must be provided to make such products and services available. At the same time, we worry that personal information may be available to people who will use it for purposes other than those for which we have provided.

Responding to Americans’ concerns, the federal government has implemented very extensive privacy regulations. These regulations were mandated as part of the Administrative Simplification provisions of the Health Insurance Portability and Accountability Act of 1996 (HIPAA).

The CBEBT has always believed in protecting the confidentiality and security of information we collect. The attached Notice is required by the regulations to describe how we protect your information and how we may use that information. It also describes circumstances in which that information may be disclosed, primarily to carry out your requests or as required by law. Lastly, the Notice describes your rights as a customer, including your right to access your information and request correction if you feel that any information is wrong.

Employees of Christian Brothers Services and the companies that help us service the CBEBT are required to comply with the requirements that protect your personal information.

Sincerely,

John M. Airola
Managing Director