HIPAA Letter from Managing Director

September 23, 2013

Dear Christian Brothers Employee Benefit Trust (CBEBT) Participant:
As consumers of medical products and services, Americans understand that information must be provided to make such products and services available. At the same time, we worry that personal information may be available to people who will use it for purposes other than those for which we provided it.

Responding to Americans' concerns, the federal government has implemented very extensive privacy regulations back in 2003. These regulations were mandated as part of the Administrative Simplification provisions of the Health Insurance Portability and Accountability Act of 1996 (HIPAA). Since 2003, other regulations have been issued under HIPAA regarding the Security Rule, Breach Notification Rule and the most recent Omnibus Rule.

CBEBT has always believed in protecting the confidentiality and security of information we collect about you. The attached Notice is required by the regulations to describe how we protect your information and how we may use that information. It also describes circumstances in which that information may be disclosed, primarily to carry out your requests or as required by law.

Lastly, the Notice describes your rights as a customer, including your right to access your information and request correction if you feel that any information is wrong. The Notice has been revised effective September 23, 2013 to reflect all regulations issued under HIPAA, including the most recent Omnibus Rule.

Employees of Christian Brothers Services and the companies that help us service the CBEBT are required to comply with the requirements that protect your personal information. If you have any questions about the enclosed Notice, please call Customer Service at 800-807-0400.

John M. Airola
John M. Airola
Managing Director

HIPAA Information:

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