Property Coverage:

• Three (3) percent inflationary value increase will be applied to all buildings scheduled with replacement cost coverage.
• Margin Clause of 125% will be removed, returning members to Guaranteed Replacement Cost coverage for all buildings scheduled with replacement cost — an important enhancement to your property protection.
• The maximum sublimit for catastrophic events will be increased from $302,500,000 to $352,500,000.

General Liability Coverage:

• Deadly Weapon Protection will be added and will include the following:
  • Crisis Management Services – $250,000 per event/$1,000,000 annual aggregate
  • Counseling Services – $250,000 per event/$1,000,000 annual aggregate
  • Funeral Services – $250,000 per event/$1,000,000 annual aggregate
  • Time Element Coverage – $1,000,000 per event, if a member currently secures General Liability and Property Coverage from the Trust.

• Internet Network Liability and Data Privacy Liability will be replaced with Cyber Liability with an increased limit of $250,000 per event/$500,000 annual aggregate and a $100,000 annual aggregate sub limit for Cyber Extortion Costs, Claims Made Coverage.

Crime:

• Computer Theft and Funds Transfer Fraud limit will be increased from $50,000 to $100,000 per occurrence and in the aggregate annually.