Health Benefit Services

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Health Benefit Services Medical
The medical plan provides comprehensive benefits, including preventive care, with a choice of deductibles and co-payment levels. Managed care has brought about cost-effective plan utilization without sacrificing quality. The Trust has negotiated with several regional and national PPO networks to obtain significant discounts off billed charges.

Prescription Drugs
Prescription drug coverage is available with all medical plan designs. The integrated plan provided through Express Scripts offers prescription service at both retail and mail order pharmacies. The program includes over 99 percent of all retail pharmacies across the United States. Our long-term home delivery program can offer significant savings to participants with the ease of no hassle refills.

Our dental plan is a comprehensive plan providing preventive, basic and major dental care, with the freedom of choice of providers. We also have an orthodontia plan available that can be added at the employer’s request.

Although the medical plan provides coverage for medical conditions, our vision plan assists in covering the cost for exams, lenses and frames. The participants are able to seek care from any provider they choose. A discount program through Vision Service Plan (VSP) is available to all Employee Benefit Trust members

Group Life and Disability
MetLife and Christian Brothers Employee Benefit Trust teamed up to help make benefit decisions simpler for members and their families who participate in the Trust.

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